Multiple Income Funnels Review (2026): What Are the Income Streams Really Selling?

The Short Answer

Multiple Income Funnel (MIF), often searched as "Multiple Income Funnels," is a membership created by Mack Mills in 2020. For about $49 a month, you get done-for-you sales funnels, setup tutorials and a Facebook group. The funnels promote MIF itself and several partner programs, which are the "multiple income streams" in the name.

The main way members earn is by referring other members, at roughly $20 a month per active referral. The partner programs sell training packages, an AI texting tool and traffic packages that range from $30 to more than $8,000. Independent reviewers are critical. Niche Pursuits calls the model "a classic MLM/pyramid scheme," and Ippei notes that the program's own disclaimer reports average annual gross income of only $300 to $1,800. Below, we explain how it works and what to consider before joining.

Who Is Mack Mills?

Mack Mills is the creator of Multiple Income Funnel. Ippei describes him as a serial entrepreneur with a quiet public profile, who works behind the scenes while former students front the program. Niche Pursuits reports that he claims an eight-figure online income, that little else is publicly known about him, and that his YouTube channel had a single published video. With so little public information, it is hard to verify his background or claims.

How Multiple Income Funnel Works

Here is the basic structure, as described by Ippei, Niche Pursuits and ScamRisk:

1. You join through a sponsor, a current member who referred you, and pay the monthly membership.
2. You get pre-built funnels and tutorials for setting them up, plus access to the Facebook group.
3. Your funnels promote MIF membership and several partner programs.
4. You earn a recurring commission for each active member you refer, and commissions on partner products bought through your links.
5. You drive traffic to your funnels, often by buying traffic packages from one of the partner programs.

Niche Pursuits notes that your referral commissions depend on your recruits staying active, and on whether they recruit others too. That reliance on recruitment is the core of most criticism of the program.

The "Multiple Income" Streams

Montoya challenge (one-time)$5

MIF membership (per month)$49

Easy1Up top package$2,500

Traffic Authority top package$8,397

Niche Pursuits also mentions List Leverage ($49 a month or $398 a year) and bonus streams such as Scalability Pro ($997) and My Lead Gen Secrets ($30 a month plus a $30 setup fee). ScamRisk estimates that funnel-related costs with upsells can reach $2,000 to $27,500.

ScamRisk reports that the site advertises up to $5,200 per referral. That figure depends on referrals buying the most expensive partner packages, which is exactly what makes the model risky for the people being recruited.

What You Get Inside the Membership

Ippei describes MIF as a done-for-you affiliate program. Members receive:

• Pre-built sales funnels that promote MIF and its partner programs, so you do not have to design pages yourself.
• Setup tutorials that walk you through connecting your affiliate links and accounts.
• A Facebook group where members share tips and where sponsors support their recruits.
• Your sponsor, the member who referred you, who is expected to help you get started and who earns from your membership.

Done-for-you funnels save time, but they also mean everyone is sending traffic to near-identical pages for the same offers. You also learn less about building and improving a funnel yourself, which is the skill that makes affiliate marketing work over the long term.

What a Year in MIF Could Cost

Using prices reported by Ippei and Niche Pursuits, here is what a member might spend in a year without buying the most expensive packages:

That example total sits near the top of the $300 to $1,800 average gross income the program's disclaimer reports, according to Ippei. In other words, a typical member could spend most or all of what they earn. Buying the higher Easy1Up or Traffic Authority packages raises costs into the thousands.

What Members Actually Earn

Ippei reports that MIF's own income disclaimer lists average annual gross income of about $300 to $1,800. Gross means before the $49 monthly membership, traffic purchases and any upsells. At $49 a month, membership alone costs $588 a year, so a member at the lower end of that average range would be losing money.

Members also report low conversions and feeling "ripped off," according to complaints summarized by Ippei. Niche Pursuits says traffic "clicks" from packages cannot be verified, and suspects some may be bot traffic.

Refund Policy

Ippei reports a 30-day money-back guarantee on the membership, and that you can cancel at any time. Neither Niche Pursuits nor ScamRisk mentions a refund policy. Partner programs such as Easy1Up and Traffic Authority are separate businesses and may have their own terms, so check each one before buying a package.

Reviews and Reputation

• Trustpilot: about 140 reviews. Ippei's sentiment breakdown shows about 20% positive and 80% negative, and it labels the reviews "potentially manipulated."
• Niche Pursuits: calls MIF "a classic MLM/pyramid scheme" and concludes it is unlikely to be a feasible way to make money online.
• ScamRisk: says it is "not technically" a scam, but describes the funnels as promoting pyramid-style programs, and says many participants lose money.
• Ippei: notes MLM-like features, many upsells, and success that depends heavily on recruiting.

Recent Changes

Ippei reports that a February 2024 update allowed members to promote other affiliate offers, not just MIF and its partners. That is a step toward conventional affiliate marketing. But the referral system and partner packages remain central to how most members are pitched.

MLM vs. Affiliate Marketing: Why It Matters

Affiliate marketing and MLM can look similar, but they differ in one key way. In affiliate marketing, you earn when a customer buys a product they want. In MLM-style programs, a large share of income comes from recruiting people who pay to join, then recruit others. When most of the money comes from new members' fees rather than product sales to real customers, the people who join late usually lose money.

Multiple Income Funnel's main stream pays for active referrals, and its partner programs sell packages whose value mostly comes from reselling them. That is why several independent reviewers describe it as MLM-like. If you want affiliate income, look for programs where you promote products people would buy whether or not they could earn from reselling them.

Questions to Ask Your Sponsor Before Joining

1. How much did you earn last month from product sales to customers, not from recruiting members?
2. Which partner packages will I be encouraged to buy, and at what price?
3. What refund terms apply to the membership and to each partner program?
4. Where does the traffic in Traffic Authority packages come from, and how is click quality verified?
5. If I never recruit anyone, what can I realistically earn?

A sponsor earns when you join and when you buy packages, so weigh their answers with that in mind.

If You Are Already a Member

• Track every cost: list your monthly fees and package purchases next to your actual commissions.
• Use the refund window: if you are within 30 days of joining and it is not working, request a refund in writing.
• Cancel recurring add-ons: partner programs bill separately, so cancel each one individually.
• Avoid "upgrade to unlock" offers: buying higher packages to earn bigger commissions increases your risk.
• Keep the skills, not the system: if you enjoyed building traffic, move that effort to promoting products real customers want.

Is Multiple Income Funnel a Scam?

We do not make legal findings. The facts are these: the program delivers funnels and training for a monthly fee, and it has a stated refund policy. But most of its income depends on recruiting, its partner packages run into thousands of dollars, its own disclaimer reports small average earnings, and independent reviewers range from "not technically a scam" to "a classic MLM/pyramid scheme." We would not recommend it.

Pros and Cons

Who Should Avoid It

Most beginners should avoid MIF, especially anyone who would be asked to buy high-priced partner packages or to recruit friends and family. If you are already a member, review your monthly costs against your actual income, cancel within any refund window if it is not working, and be cautious about buying more packages to "unlock" higher commissions.

A Better Way to Learn Affiliate Funnels

The appeal of MIF is a ready-made funnel and recurring income. You can learn to build funnels yourself, promote products people actually want, and keep your costs low.

We point beginners to Jonathan Montoya's low-cost challenge, which teaches you to build a lead funnel, write follow-up emails and drive free traffic, so the skills and the list are yours. Read our full challenge review for what is included.

Other Programs Readers Compare

• Partner With Anthony review: another low-cost membership built on promoting itself.
• Four Percent review: a "done-for-you" affiliate program.
• Power Lead System review: a lead-generation membership with referral income.

Frequently Asked Questions

Our Verdict on Multiple Income Funnel

Multiple Income Funnel offers cheap entry and ready-made funnels, but its income relies mainly on recruiting, its partner packages cost thousands, and its own disclaimer points to small average earnings. If you want to earn from affiliate marketing, learn to build your own funnel and promote products real customers want, starting with a low-cost training that teaches skills you keep.