Four Percent Review (2026): Is Vick Strizheus' Gold Level Membership Worth It?

Four Percent in Brief

Four Percent, originally the "Four Percent Group" or "Four Percent Challenge," is an online business training platform created by Vick Strizheus. It sells a membership with courses on affiliate marketing, traffic generation, lead generation, ecommerce and related topics, and it runs an affiliate program that pays members to promote it. Its name comes from the idea that only a small percentage of people achieve financial freedom.

The platform has changed tiers and prices many times, so reviews disagree. The official site currently shows a single Gold Level plan at $997 a year. Independent reviewers are critical: eBizFacts rates it 1.6 out of 5, ScamRisk 1 out of 10, and both point to a focus on promoting Four Percent itself. Below we cover what you get, what it costs and how it compares with a lower-cost start.

Who Is Vick Strizheus?

Vick Strizheus is an online marketer originally from Ukraine, according to Ippei. He became known in the 2010s for traffic and affiliate marketing training, and for promoting home-business opportunities. eBizFacts notes that he previously promoted Empower Network, a multi-level marketing company that later went bankrupt. Reviewers also raise concerns about his earlier business history. In its February 2025 review, Ippei wrote that he "now seems to have gotten over" past practices it had criticized.

Strizheus is not prominently named on the current official homepage, which instead features member stories. eBizFacts reports that Anthony Morrison teaches two Facebook courses inside the program and that his software, WebinarFuel, is promoted within it.

What Is Inside Four Percent?

Four Percent is a library of video courses, plus a community and live sessions. Reviewers describe:

• Free courses: "7 Steps to Freedom" and "Mass Traffic Blueprint," plus a private Facebook group (eBizFacts).
• Paid courses: topics such as affiliate marketing, traffic, lead generation, ecommerce, SEO, list building and taxes (Ippei and ScamRisk). ScamRisk counts about 10 sub-programs.
• Weekly live coaching call: mentioned by eBizFacts.
• Tools: ESTAGE (a website builder) and the ChickyBoom network, free for 12 months and then reportedly $97 a month each (eBizFacts).

ScamRisk notes that trial members receive classes released one at a time every 24 hours, which it describes as more teaser than full training. eBizFacts' central criticism is that the training mainly teaches members to promote Four Percent itself.

How Much Does Four Percent Cost?

Pricing has changed repeatedly. Here is what different sources report:

Montoya challenge (one-time)$5

Pro Lifetime (ScamRisk)$497

Gold Level annual (official site)$997

Gold one-time (eBizFacts)$1,997

Gold on 12 payments (eBizFacts)$3,564

The current homepage footer reads "© 2017-2020," so parts of it may not have been updated recently. Confirm the price and what is included at checkout, and expect further offers, such as partner packs or tool subscriptions, after you join.

Refund Policy

The official site advertises a "100% Risk FREE Guarantee" and says you can cancel or downgrade from your dashboard, but it does not state a time limit. eBizFacts reports that one-time program purchases are refundable within 30 days, while subscriptions and payment plans are not refundable, although you can cancel future payments. Ippei, in 2025, reported no refunds and cancellation only. Get the terms in writing before choosing a payment plan.

The Four Percent Affiliate Program

Members can earn commissions by referring others. Ippei reports 30% commissions on products over $100, paid 45 days after the company receives payment. eBizFacts reports that a $497-a-year VIP Partner Pack raises commissions to 40%. ScamRisk lists a minimum $197 affiliate partner program at one point.

Because the training emphasizes promoting Four Percent itself, eBizFacts says the program has a strong MLM feel and a focus on recruiting. If most members earn mainly by signing up other members, the people who join later usually earn the least.

Reviews and Red Flags

Red flags reviewers raise include:

• Training focused on promoting Four Percent.
• Few verifiable student success stories.
• Trustpilot reviews that Ippei says appear fake, citing repeated names and same-day reviews, and that eBizFacts says come largely from free sign-ups.
• Complaints about unfulfilled promises, including a program called "Coop," per eBizFacts.
• Hard-to-predict total costs, with tool subscriptions after the free period.
• A large Facebook group (over 24,000 members, per Ippei) that makes personal support difficult.

How to Judge a Membership Like Four Percent

Four Percent is one of many "all-in-one" business memberships. Before joining any of them, run through these checks:

1. Find the current price on the checkout page, not in old reviews, and note whether it renews monthly or yearly.
2. Look for which courses are actually included at your tier, and which require another purchase.
3. Check when free tools start billing, and set a reminder before that date.
4. Ask what share of member income comes from promoting the membership itself versus outside products.
5. Look for recent, verifiable student results rather than screenshots on the sales page.

If a membership cannot give clear answers to these questions, it is usually wiser to start with a short, low-cost training that teaches one skill well.

Is Four Percent a Scam?

ScamRisk says Four Percent "isn't a scam," and none of the reviews we checked report current lawsuits or regulatory action. It delivers real training. But reviewers rate it poorly because of its cost, its focus on promoting itself, its uncertain refund terms on plans, and doubts about its reviews.

Pros and Cons

Who Should Consider It

Four Percent may suit someone who wants a broad course library and community, and who is comfortable with frequent offers. Beginners on a budget, or anyone who wants to build a business promoting products customers actually want rather than recruiting members, should look elsewhere.

Four Percent vs. Jonathan Montoya's Challenge

Both teach affiliate marketing, but the challenge costs a fraction as much and gets you to a working funnel in days. We recommend starting with Jonathan Montoya's low-cost challenge. See our 3 Day Business Breakthrough Challenge review for what it covers.

Other Programs Readers Compare

• Multiple Income Funnels review: a membership built on referral income.
• Partner With Anthony review: Anthony Morrison's low-cost affiliate membership.
• Legendary Marketer review: a $7 challenge with high-ticket tiers.

Frequently Asked Questions

Our Verdict on Four Percent

Four Percent offers a large course library and a free entry point, but its shifting prices, emphasis on promoting itself, unclear refund terms on plans and weak independent ratings make it a hard recommendation. For a beginner, a short, low-cost training that teaches a complete affiliate system is the better first step.